How much home can you afford?
Before you start house-hunting, know your real budget. Enter your income and a few details to see the property price you can comfortably afford, your eligible home loan, and a sensible EMI.
How we estimate affordability
Lenders generally keep your total EMIs within about half of your net monthly income. We work back from that comfortable EMI, your chosen interest rate and tenure to a loan amount, then add your savings for the down payment to arrive at an affordable property price.